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    Home»Business»How Secure Are NFC Mobile Payments?
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    How Secure Are NFC Mobile Payments?

    By WilliumsonAugust 29, 2022No Comments3 Mins Read
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    nfc mobile payments
    nfc mobile payments
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    NFC mobile payments are the most convenient, accessible and secure way to pay. Our mobile POS software enables businesses of all sizes to accept NFC payments easily, at a low initial cost and low cost of ownership – so it can be as easy for you as accepting contactless card payments.

    With more and more people using mobile wallets and contactless cards, it’s important to accept NFC payments if you want to provide your customers with the smoothest payment process.

    Table of Contents

    • What is an NFC mobile payment?
    • How do NFC payments work?
    • Are NFC contactless payments safe?
    • How to accept NFC payments with your phone

    What is an NFC mobile payment?

    Broader adoption of NFC technology is on the horizon. Once this technology gains momentum, it will become the standard way to scan pay for purchases. This means that consumers will be able to buy their groceries and tickets with mobile phones, instead of cash or plastic credit cards.

    NFC (near field communication) is a set of communication standards that allows devices to share information wirelessly over short distances. NFC devices have the ability to send and receive data at the same time, so they can be used in close proximity. For instance, when you make a payment by holding your mobile phone against an NFC-enabled terminal while a contactless card is inserted, these two forms of cards are able to verify your identity and settle transactions.

    How do NFC payments work?

    NFC payment works using radio frequency technology that can only communicate with another NFC device within centimetres. This security feature makes it impossible for people to accidentally pay for something twice with their phone.

    Contactless payment is one of the most convenient and secure ways to pay for goods and services. So how does it actually work? Well, we’ll tell you! Basically, when you make a contactless payment with your mobile phone it uses an NFC chip to transmit information to a contactless reader.

    Are NFC contactless payments safe?

    Yes, NFC mobile payments are just as secure as EMV and Chip and PIN credit/debit card payments. Mobile payment technology itself is reliable, but it’s slightly easier for criminals to steal your phone than your wallet. That’s why you should always protect your phone with a screen lock, even when paying with contactless cards.

    NFC mobile payments are as secure as Magnetic-stripe card transactions and more secure than contactless EMV or Chip and PIN card transactions.

    How to accept NFC payments with your phone

    NFC payments are the future of mobile payments. In order to accept NFC payments, you must have an NFC reader. In the past, this meant buying expensive hardware or card machines.

    At Pomelo Pay, we’re one of the first payment solutions which allow merchants to accept NFC payments with their phones. That means that you and your staff can start accepting contactless payments almost immediately, without paying monthly fees, terminal fees and set up fees – because you just need your smartphone and an app.

    With NFC transactions and technology , you can accept payments from cards and smartphones. This is a great way to make your business more accessible for customers.

    In order to accept NFC payments, you must have an NFC reader. In the past, this meant buying expensive hardware or card machines.

    At Pomelo Pay, we’re one of the first payment solutions which allow merchants to accept NFC payments with their phones.

    That means that you and your staff can start accepting contactless payments almost immediately, without paying monthly fees, terminal fees and set up fees – because you just need your smartphone and an app.

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